If you need help with a sale
Use an independent local conveyancer for contract or ownership questions, an appropriate valuer for a valuation and a regulated adviser where financial advice is needed. This site’s tools cannot replace their assessment.
If mortgage arrears or housing are urgent
Contact your lender and a free debt or housing adviser promptly. MoneyHelper, Citizens Advice, StepChange and Shelter provide routes to support. If court papers have arrived, seek advice on the actual deadlines rather than waiting for a buyer.
About the publisher
This is an independent information resource. The commercial model, advertising and any affiliate arrangements remain unconfirmed; this page does not imply a customer support service.
Please avoid sending sensitive personal or financial details through the contact form.
Sources & review
Last reviewed:
External services control their own eligibility and information. No sale, debt arrangement or legal outcome is guaranteed. Use a local adviser for urgent deadlines.
- GOV.UK — How to sell a home
England and Wales: selling costs, paperwork, leasehold information, valuations, chains and legally binding exchange (sections 2–7, 16–17 and 21–22).
- HMRC — Tax when you sell your home
Private Residence Relief can exempt a qualifying main home; second homes and let properties may create a taxable gain. Relief has conditions.
- GOV.UK — Energy Performance Certificates
An EPC must normally be ordered before marketing for sale or rent; exemptions apply.
- GOV.UK — Repossession
Routes to official repossession guidance; Scotland differs.
- MoneyHelper — Dealing with debt
Independent information and routes to debt support, not a promise of a particular arrangement.
- Citizens Advice
Independent advice; select the appropriate nation and subject.
- StepChange
Independent debt charity.
- Shelter
Housing advice and routes to support.
Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.