HomeSale Compass

Free tool

Cash house buyer offer estimator

Explore illustrative discounted-offer scenarios, then compare independent valuations and written offers.

Check recent prices near you

Real sold prices in England and Wales; area averages in Scotland and Northern Ireland.

Illustrative cash-buyer offer£187,500 – £212,500
Discount vs market value15–25%
Difference in pounds£37,500 – £62,500

Ask whether an independent surveyor will assess your property. Be wary of offers that drop sharply after survey (“gazundering”).

Illustrative ranges, not a valuation or a market survey. Real offers vary by location, demand and buyer.

Official house-price context

Official market figures are awaiting a successful import. No national average is used as your property's value.

Monthly UK House Price Index figures provide area-wide context—not a valuation, comparable sale or cash-offer prediction. Releases lag and may be revised; local property type and condition matter.

HM Land Registry / ONS — UK House Price Index ↗

Contains public sector information licensed under the Open Government Licence v3.0. Weekly checks only change figures when a validated release or revision is available.

Sources & review

Last reviewed:

Illustrative scenarios, not a valuation or a prediction of any buyer’s offer. Our condition ranges are benchmarked against the OFT’s 2013 finding that quick-sale buyers typically paid about 75–90% of market value: good (80–88%) and fair (75–85%) sit inside that range; poor (65–78%) goes lower, reflecting the larger discounts the OFT sometimes saw. The split by condition is our own editorial judgement, not a measured figure, and the OFT data dates from 2013. Real offers can be lower, especially after a survey. No price or completion date is guaranteed. Nearby price check: England and Wales show HM Land Registry sold records from the last two years (no size or condition data; recent sales may be missing). Scotland and Northern Ireland show council-area UK HPI averages across all property types, because individual sold prices there aren't openly published. Neither is a valuation.

  • OFT — Quick house sales market study (OFT1499, 2013)

    Found quick-sale buyers typically paid around 10–25% below market value (roughly 75–90% of it), sometimes working to a target such as 80% before adjusting for location and condition; much larger discounts were sometimes seen. Historical (2013), not a current measured average.

  • MoneyHelper — Quick house sales

    Government-backed guidance: quick-sale companies usually buy for less than a regular sale would achieve, may offer much less than market value, and many are unregulated.

  • CMA / OFT — Quick house sales investigation

    Historical investigation (2013–14): quick-sale firms usually buy at a discount; undertakings address misleading offers, price reductions and completion promises. This is not a current market-price or speed survey.

  • GOV.UK — How to sell a home

    England and Wales: selling costs, paperwork, leasehold information, valuations, chains and legally binding exchange (sections 2–7, 16–17 and 21–22).

  • HM Land Registry — Price Paid Data

    Records residential sales in England and Wales lodged for registration, including price, date, postcode, property type, tenure and new-build status. Only standard (category A) sales are shown here.

  • UK House Price Index — local areas

    Monthly mix-adjusted average prices for Scottish council areas and Northern Ireland districts, used where individual sold prices aren't openly published.

  • ONS Postcode Directory (via postcodes.io)

    Open data used only to find which country and council area a postcode is in.

Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.

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