Free tool
House sale net proceeds calculator
Subtract your mortgage, fees and costs from the sale price to see what you'll really receive.
Set the agent fee to 0 for a sale without an agent. Only remove legal fees if the buyer confirms they cover them in writing.
Sources & review
Last reviewed:
Default fees and costs are examples, not market averages. Use written quotes and a mortgage redemption statement. This estimate excludes any CGT; avoid entering VAT-inclusive agent fees in the percentage field.
- GOV.UK — How to sell a home
England and Wales: selling costs, paperwork, leasehold information, valuations, chains and legally binding exchange (sections 2–7, 16–17 and 21–22).
- HMRC — VAT rates
The standard VAT rate is 20%; this tool adds it to the entered agent percentage, which is assumed to exclude VAT.
Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.