Free tool
Stamp Duty calculator (UK, 2025 rates)
Calculate the Stamp Duty Land Tax due on a home purchase, including first-time buyer relief and second-home surcharge.
First-time buyer relief only applies to purchases up to £500,000.
England & Northern Ireland SDLT rates from 1 April 2025, including the 5% higher-rate surcharge. Scotland (LBTT) and Wales (LTT) use different rates. Check gov.uk before relying on this figure.
Sources & review
Last reviewed:
Simplified residential freehold purchase estimate. Assumes UK residency; excludes the 2% non-resident surcharge, lease rent SDLT, corporate rules, linked transactions and specialist reliefs. Additional-property purchases below £40,000 normally have no SDLT; the input here assumes a single property. Scotland and Wales have different taxes.
- HMRC — Residential SDLT rates
England and Northern Ireland, thresholds from 1 April 2025: standard bands 0%, 2%, 5%, 10% and 12%; first-time buyer relief to £300,000 and 5% up to £500,000, with no relief above £500,000. All buyers must qualify.
- HMRC — Higher rates on additional homes
A 5 percentage-point surcharge normally applies to qualifying additional residential purchases of £40,000 or more. Main-home replacement and other exceptions matter.
Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.