HomeSale Compass

Legal & financial aspects

Government resources and advice for UK homeowners

Use official and independent advice alongside any buyer’s proposal. This directory explains where to check selling procedures, taxes, debt support and property records; linked services are not endorsements of a selling route.

Last reviewed:

Adult using a laptop at home to read official guidance, mug of tea beside it
AI-generated illustration; not a real transaction or the publisher’s staff.

Selling and property records

GOV.UK’s How to sell a home covers the England-and-Wales process and common document needs. HM Land Registry offers title and sold-price information for those nations. Scotland and Northern Ireland use different property registration arrangements.

Use the appropriate register and a local conveyancer where proof of ownership or a legal copy is needed. Our price lookup is for context, not title verification.

Tax and energy requirements

HMRC explains tax on a home sale, Private Residence Relief and reporting CGT. An inherited estate, trust or company has different rules from an individual. Check the source that fits the taxpayer.

Official EPC services explain marketing requirements and exemptions. Our lookup covers England and Wales and marks calculated expiry dates as estimates.

Mortgage trouble and impartial advice

GOV.UK explains repossession procedures, with differences by nation. MoneyHelper, Citizens Advice, StepChange and Shelter provide independent help or routes to support.

If proceedings have started, do not rely on a buyer’s promise to stop them. Contact your lender and an adviser promptly and keep court dates visible.

Sources & review

Last reviewed:

External services control their own eligibility and information. No sale, debt arrangement or legal outcome is guaranteed. Use a local adviser for urgent deadlines.

Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.

Choose your next step