Use more than one kind of evidence
Recent sold records show completed transaction prices, but may omit recent sales and do not describe every property’s size or condition. Asking prices show seller expectations, not achieved prices.
UK House Price Index figures are mix-adjusted area averages. They help explain trends but cannot establish the current value of a single home.
Make valuation assumptions explicit
Ask whether an assessment assumes ordinary marketing time, vacant possession, a particular condition and the existing title. A surveyor’s purpose-specific valuation and an agent’s market appraisal may not be the same product.
Provide accurate repair, leasehold and tenancy information. Obtain an appropriate qualified valuation when an estate, tax matter or dispute requires it.
Assess the buyer’s offer separately
Request the inspection status, fees and every remaining condition. A buyer may allow for refurbishment, resale risk and profit, but that does not justify calling its offer market value.
Our cash-offer percentages are editorial scenarios benchmarked against historical research. Compare them with actual written offers and independent valuations, not as a prediction.
Official house-price context
Official market figures are awaiting a successful import. No national average is used as your property's value.
Monthly UK House Price Index figures provide area-wide context—not a valuation, comparable sale or cash-offer prediction. Releases lag and may be revised; local property type and condition matter.
HM Land Registry / ONS — UK House Price Index ↗Contains public sector information licensed under the Open Government Licence v3.0. Weekly checks only change figures when a validated release or revision is available.
Sources & review
Last reviewed:
No buyer, price or deadline is endorsed or guaranteed. Cash funding does not remove legal checks. Offer percentages are editorial scenarios, not current measured market ranges. The OFT study and CMA investigation are historical. Legal guidance primarily concerns England and Wales; Scotland and Northern Ireland differ. Images are AI-generated illustrations, not actual transactions.
- MoneyHelper — Quick house sales
Government-backed guidance: quick-sale companies usually buy for less than a regular sale would achieve, may offer much less than market value, and many are unregulated.
- GOV.UK — How to sell a home
England and Wales: selling costs, paperwork, leasehold information, valuations, chains and legally binding exchange (sections 2–7, 16–17 and 21–22).
- CMA / OFT — Quick house sales investigation
Historical investigation (2013–14): quick-sale firms usually buy at a discount; undertakings address misleading offers, price reductions and completion promises. This is not a current market-price or speed survey.
- OFT — Quick house sales market study (OFT1499, 2013)
Found quick-sale buyers typically paid around 10–25% below market value (roughly 75–90% of it), sometimes working to a target such as 80% before adjusting for location and condition; much larger discounts were sometimes seen. Historical (2013), not a current measured average.
Review dates record our source check, not the date a rule took effect. Rules can change; check the linked guidance before acting. Legal processes differ across the UK.